These muffins have become my new favorites, especially for breakfast. Since cereal is expensive (at least for us), I freeze them and can eat one or two for breakfast instead.
Ingredients:
- 1 ¼ cup rolled oats
 - 1 ½ cup oat flour (refer to #3)
 - 1/2 cup plain, low fat yogurt
 - 1/2 cup low fat milk or soy milk
 - 1/2 cup brown sugar
 - 1/3 cup sunflower oil
 - 2 large, really ripe bananas mashed
 - 2 teaspoons baking powder
 - 1 teaspoon baking soda
 - 1 lightly beaten egg
 - 1/2 teaspoon nutmeg
 - 1/4 cup raisins, walnuts or both
 - 1/2 teaspoon salt
 - 1 teaspoon cinnamon
 
Directions:
- Preheat oven to 400°
 - Mix rolled oats, yogurt and milk together in a bowl. Let stand for 10 minutes.
 - It will require about 2 cups of rolled oats to make the 1 1/2 cups  or oat flour you need. Just pulse the 2 cups rolled oats in the food  processor until they turn to a powdery consistency (like dry grits).
 - Now, combine oat flour, salt, sugar, spices, baking powder and baking soda in a separate bowl.
 - Add mashed banana, egg and oil to the rolled oat mixture and mix well.
 - Now add dry oat flour mixture to rolled oat mixture and mix together  well. Add in nuts and/or raisins if desired and incorporate evenly.  Chocolate chips are great too!
 - Fill greased or lined muffin cups 2/3 of the way. Bake for approximately 16-20 minutes. 
 
*I don't have a fancy food processor so I just use some wheat and some white flour in place of making my own oat flour. I also have used Greek yogurt in place of the regular yogurt, but I don't think it really matters.